GST Calculator. India.
India has 5 standard GST rates: 0%, 5%, 12%, 18%, 28%. Most goods and services attract 18% GST. Example: ₹10,000 + 18% GST = ₹11,800 total (₹1,800 GST). For intra-state: GST splits into 9% CGST + 9% SGST. For inter-state: 18% IGST. To extract GST from inclusive price: divide by 1.18.
GST Calculator
₹900.00₹900.00₹1,800.00CFP® with 12+ years in mortgage & retirement planning.
Standard GST rates by category.
Fresh fruits and vegetables, milk, eggs, unpacked food grains, books, newspapers, healthcare services, education services, prasad, salt.
Packaged food items, edible oils, sugar, tea/coffee, life-saving medicines, public transport (rail, bus), small restaurants without AC, footwear under ₹500, clothes under ₹1,000.
Processed food, butter, cheese, ghee, computer software, mobile phones (basic), hotel rooms ₹1,000-7,500, ayurvedic medicines, business class air travel.
Most consumer goods (electronics, cosmetics, footwear over ₹500, clothes over ₹1,000), financial services (bank charges, brokerage, insurance), telecom (mobile, internet), restaurants with AC, hotel rooms ₹7,500+, professional services.
Automobiles (with cess), aerated drinks, tobacco products (with cess), luxury watches, premium cosmetics, paan masala, betting/gambling, racing. Cess on luxury cars and sin goods adds 12-200% on top.
GST calculator FAQ.
What are the standard GST rates in India? ▾
India has five standard GST rates: 0% (essential goods like fresh fruits, vegetables, milk, eggs, healthcare services, education), 5% (transport, packaged food, basic apparel), 12% (processed food, computer software, mobile phones), 18% (most goods and services, including restaurants, financial services, telecom), and 28% (luxury items, automobiles, tobacco, aerated drinks). Additional cess applies on luxury cars, tobacco, and sin goods.
GST inclusive vs exclusive — what's the difference? ▾
GST-exclusive: the price you see does NOT include GST. You add GST on top. Example: ₹10,000 + 18% GST = ₹11,800 total. GST-inclusive: the price you see ALREADY includes GST. You extract GST from it. Example: ₹11,800 total includes ₹1,800 GST and ₹10,000 net amount. Retail consumer prices (MRP-based) are typically GST-inclusive; B2B invoices and quotations are typically GST-exclusive. Always check which one applies before calculating.
CGST + SGST vs IGST — when does each apply? ▾
CGST (Central GST) + SGST (State GST) apply to intra-state transactions where the seller and buyer are in the same state. Each is half of the total GST rate — so 18% GST splits into 9% CGST + 9% SGST. IGST (Integrated GST) applies to inter-state transactions and equals the full rate (e.g., 18%). The buyer's state gets the SGST/IGST share. From an end-customer perspective, the total tax burden is identical; the split only affects how tax is distributed between Centre and States.
GST on services in India — common rates? ▾
Most services attract 18% GST including: financial services (bank charges, brokerage, insurance), telecom (mobile, internet), professional services (CA, lawyer, consultant), restaurant services (some at 5% non-AC), hotel rooms (₹7,500+ at 18%, lower bands at 12%), e-commerce platforms, courier and transport (some at 5%). Healthcare and education services are exempt. Specific composition schemes exist for small businesses (1-5% turnover-based) but are not pass-through to customers.
How to extract GST from a GST-inclusive price? ▾
Formula: Net amount = Total ÷ (1 + GST rate / 100). For 18% GST: Net = Total ÷ 1.18; GST = Total × 18 / 118. Example: ₹11,800 with 18% included: Net = ₹11,800 / 1.18 = ₹10,000; GST = ₹11,800 - ₹10,000 = ₹1,800. For 5% GST: divide by 1.05. For 12% GST: divide by 1.12. For 28%: divide by 1.28. The GST calculator above automatically applies the inverse formula when you select "Remove GST" mode.
Is GST applicable on property purchases? ▾
GST applies to under-construction property purchases (homes still being built and not yet ready-to-move). Rates: 1% (affordable housing under ₹45 lakh in metros / ₹60 lakh outside) or 5% (premium/non-affordable under-construction). Ready-to-move properties (with completion certificate) are GST-exempt. Resale (second-hand) property transactions are GST-exempt. Always confirm the GST applicability and rate with your developer or property lawyer before signing the sale agreement.